At the Co-operative Bank, we have always been driven by something different: an ethical approach to banking. That is why we are the only high street bank in the UK with a customer-led ethical policy.
Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.
It takes about 10 minutes to complete if you've got all your details to hand.
Please read the important documents below, and save copies of them for future reference.
Learn more about our Current Account
Account charges
Download Account charges PDF (87KB)Terms and conditions
Download Terms and conditions PDF (202KB)Our lending commitments and what we ask of you
Download Our lending commitments and what we ask of you PDF (112KB)How we use your personal information
Download How we use your personal information PDF (622KB)Overdraft pre contract information
Download Overdraft pre contract information PDF (876KB)Fee Information Document
Download Fee Information Document PDF (227KB)Glossary
Download Glossary PDF (129KB)
Please read the Important Document below, and save copies of them for future reference.
Download the application pack, complete it and post it back to us
Cashminder application pack
Download Cashminder application pack PDF (168KB)Once you have completed all sections of the application form and signed it, please return it along with the appropriate proof of identity and address to:
The Co-operative Bank plc
PO Box 638
Salford
M5 0JQ
To request an application pack call us on:
+44(0)3457 212 212Lines open
8am - 8pm, 7 days a week
Important information about our call charges
Alternatively, visit us in branchLearn more about our Cashminder Account
Account charges
Download Account charges PDF (552KB)Terms and conditions
Download Terms and conditions PDF (204KB)How we use your personal information
Download How we use your personal information PDF (622KB)Fee Information Document
Download Fee Information Document PDF (124KB)Glossary
Download Glossary PDF (129KB)For existing customers
Worldwide travel insurance - from AXA Travel Insurance
Provides cover for the family, including dependent children up to 22 years old, with no excesses payable on claims.
UK & European breakdown cover - from RAC
Covers assistance at the roadside, at home and in Europe. The account holder is covered for any vehicle they are travelling in.
Mobile phone insurance - from Lifestyle Services Group
Covers loss, theft, accidental damage, water damage and electrical or mechanical breakdown, anywhere in the world. A £75 excess is payable for every accepted claim and must be paid before your claim will be settled.
And this account has a 5 star rating from Moneyfacts
Source: Moneyfacts - 2018
Worldwide Travel Insurance Policy Document
Download Worldwide Travel Insurance Policy Document PDF (784KB)UK & European Breakdown Cover Policy Document
Download UK & European Breakdown Cover Policy Document PDF (1.16MB)Mobile Phone Insurance Policy Document
Download Mobile Phone Insurance Policy Document PDF (832KB)Insurance Product Information Document (Mobile phone, Travel & Breakdown)
Download Insurance Product Information Document (Mobile phone, Travel & Breakdown) PDF (466KB)Fee Information Document
Download Fee Information Document PDF (133KB)Glossary
Download Glossary PDF (129KB)When you switch your current account to The Co-operative Bank, we do all the hard work.
As part of a regulatory requirement, an independent survey was conducted to ask customers of the 16 largest personal current account providers if they would recommend their provider to friends and family.
Read our detailed personal current account service quality survey results.
The requirement to publish the Financial Conduct Authority service quality information for personal current accounts can be found on our personal current account service quality information page.
If you’re calling from the UK, calls to 0800 and 0808 numbers are free from landlines and mobiles; calls to 03 numbers cost the same as calls to numbers starting with 01 and 02; calls to 0845 and 0870 numbers cost 3p per minute, plus your phone company’s access charge; calls to 0844 and 0843 numbers cost 7p per minute, plus your phone company’s access charge. Charges for calls made outside of the UK will be determined by your local provider.
Calls may be monitored or recorded for security and training purposes.
Your eligible deposits with The Co‑operative Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: The Co‑operative Bank, Britannia and smile. Any total deposits you hold above the limit between these brands are unlikely to be covered.
Please click here for further information or visit www.fscs.org.uk
If you'd like more help & information, you can:
